Consoladating student loans

14-Sep-2017 08:50

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Even if your rates seem high, t he Department of Education puts a cap on consolidation loan rates at 8.25 percent.One major advantage of federal consolidation loans is that borrowers don’t need a stellar credit score to qualify, they can apply any time (even if their loan is in default) at Loan gov, and they’ll always get a fixed interest rate.Almost all types of federal loans can be consolidated.

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Once the application is submitted, the federal government estimates that it takes 60 to 90 days to officially complete the consolidation process.

Know that you might need a higher credit score if you want the best rates without a co-signer.

Consolidate or Forgive Your Student Loans. You have more options to lower your monthly payments than you realize!… continue reading »

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