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Any time your payment is late, you are charged interest and a late payment fee.
, it has a credit limit, which is the maximum you can owe at any one time.
We live in a plastic society, and the credit card is the symbol of a consumer economy. A few credit card companies charge you an annual fee for the convenience of having a credit card account, but most credit cards you get are free.
The reward points you have accumulated may expire before you can use them.
, late payments on your credit card are subject to penalty fees.
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